CapitalSource Inc. (NYSE: CSE) is a commercial lender offering focused lending products serving clients in the middle market. CapitalSource Inc. and its subsidiaries collectively managed total assets of approximately $17.3 billion as of June 30, 2008, including a commercial loan portfolio of $9.4 billion and a healthcare net lease portfolio of $1.0 billion. CapitalSource operates principally through its CapitalSource Bank subsidiary, which had $5.2 billion in deposits and 22 retail banking branches as of July 25, 2008. CapitalSource is headquartered in Chevy Chase, MD.
CapitalSource offers a proven asset strategy and a leading commercial lending platform including: proprietary underwriting, expert diligence resources and a seasoned management team. We will aggressively grow our commercial lending business inside the new bank—originating loans, while maintaining uncompromising credit standards.CapitalSource Bank
On July 25, 2008, we successfully completed the formation of CapitalSource Bank, a wholly-owned subsidiary of CapitalSource Inc. CapitalSource Bank has 22 branch locations throughout the southern and central valley regions of California. Establishing the bank marks the realization of a well-planned strategy to pair CapitalSource’s commercial lending business with a robust depository.
We believe our enduring principles of financial strength, client service and integrity will make us a leader in the California banking market.
Lending Capabilities
CapitalSource continues to extend its financial strength to middle market borrowers. CapitalSource has the flexibility to deliver a full array of financing solutions designed to serve your specific needs. As those needs evolve, you can count on our creativity to help successfully meet your next set of opportunities and challenges. We offer:
- Senior term loans
- Asset-based revolvers
- Mezzanine term loans
- Senior mortgage
- Private equity co-investments
We consistently match the most appropriate financial product with your particular demands. Our ability to provide financing for the entire capital structure, often using a combination of products, makes CapitalSource well suited to be your financial partner.
CapitalSource has both the experience and the creativity to structure results-oriented financial solutions. Our clients use financing to facilitate:
- Growth
- Asset or debt purchases
- Working capital needs
- Leveraged buyouts
- Acquisitions
- Leveraged recapitalizations