Investor Relations

Corporate Profile

CapitalSource is a leading commercial lender operating principally through our subsidiary, CapitalSource Bank. We offer senior debt in the form of loans, typically from $5 million to $100 million. Since our founding, we have been guided by a spirit of integrity, commitment, and discipline. We focus on smart growth opportunities designed to strengthen our lending platform, while providing long-term value to our investors.

Things You Should Know

• New funded loan growth of $441 million was the highest quarterly total since the
  fourth quarter of 2007.
• The quarterly loan loss provision declined nearly 90% from the first quarter level
  to $25 million.
• CapitalSource Bank had a solidly profitable quarter, with cost of funds further
  reduced to 1.37%.
• Available cash at the Parent increased to $376 million, with no scheduled debt
  maturities until May of 2011.
• The sale of all remaining net lease assets was completed in the second quarter.
• Parent Company debt was reduced by nearly $1 billion in the second quarter.