Investor Relations

Corporate Profile

CapitalSource is a leading commercial lender operating principally through our subsidiary, CapitalSource Bank. We offer senior debt in the form of loans, typically from $5 million to $100 million. Since our founding, we have been guided by a spirit of integrity, commitment, and discipline. We focus on smart growth opportunities designed to strengthen our lending platform, while providing long-term value to our investors.

Things You Should Know

• Net $70 million added to reserve for future loan losses in 4Q '09, raising total reserves to $587 million or 6.63% of total commercial lending assets 
• Improvement in Parent Company liquidity due to renewal of all credit facilities during 2009 and the sale of the healthcare net lease portfolio, largely completed in 4Q '09 
• 4Q '09 pretax profitability at CapitalSource Bank, as well as significant margin expansion 
• Approximately $299 million new loan commitments closed at CapitalSource Bank during 4Q '09 of which $213 million funded at closing.  New funded loan production in 2010 projected to be $250-$350 million per quarter
• As of December 31, 2009, capital levels remained strong at the Parent Company and CapitalSource Bank