Investor Relations

Corporate Profile

CapitalSource is a leading commercial lender operating principally through our subsidiary, CapitalSource Bank. We offer senior debt in the form of loans, typically from $5 million to $100 million. Since our founding, we have been guided by a spirit of integrity, commitment, and discipline. We focus on smart growth opportunities designed to strengthen our lending platform, while providing long-term value to our investors.

Things You Should Know

• The Company 's capital position is strong ($2.8 billion at 3/31/09)
• $200 million of new loans were funded at CapitalSource Bank in 1Q ’09
• Despite lower charge-offs and provision for loan loss in 1Q ’09, compared to 4Q ’08, our outlook on credit remains cautious
• At the close of 1Q ’09, CapitalSource Bank had a tangible common equity to tangible assets ratio of 13%—among the highest in the banking industry
• The Company expects to be able to grow net interest margin over the next 2–3 years