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Glossary
The following are defintions for financial terms used throughout our investor relations section.
LIBOR
London Interbank Offered Rate (“LIBOR”), an interest rate fixed on a daily basis by the British Bankers’ Association and derived from a filtered average of the world’s most creditworthy banks’ interbank deposit rates for larger loans.
Loan
An agreement under which an owner of cash assets (the lender) allows another entity (the borrower) to use the assets for a specified time period. In return, the borrower agrees to pay the lender a payment (interest) and return the cash at the end of the agreed upon time period.
Loan Origination
Refers to the process of sourcing and underwriting a loan for a borrower.
Loan-to-Value (LTV)
Ratio of money borrowed to fair market value. Loans are often times unwritten, in part, on an LTV basis.
