Glossary

Net Finance Margin

Defined at CapitalSource as net investment income divided by the sum of average interest earning assets and average direct real estate investments.

Non-accruals

Loans on non-accrual are loans which the company believes there is a probability of delay in payment or loss and thus stops accruing for the interest payments due on the loan. For the Company’s non-accrual statistics, please visit the credit metrics page.