CapitalSource

Find a Loan

We provide loans across all industries, sectors, and asset classes.

Glossary

The following are defintions for financial terms used throughout our investor relations section.

Recommendation

Analyst statements regarding the future prospects of a particular stock based on their research on the company and their knowledge of the sector, usually in the form of “buy,” “hold,” or “sell” recommendation.

Record Date

The date on which one must be registered as a shareholder on the stock book of a company in order to receive a dividend or to vote on company affairs. See also “Ex-Dividend Date.”

REIT

Real Estate Investment Trust (“REIT”) is a company that invests in real estate directly, either through properties or mortgages, receiving special tax considerations and typically offering high yields to investors as REIT rules require a 90% pay out of earnings.

Residential Mortgage Investment Portfolio

Previously, the CapitalSource reporting segment that included the high-quality residential mortgage assets the Company invested in, beginning in 2006, to facilitate compliance with REIT rules. CapitalSource revoked REIT status in 2009 and a portion of the residential mortgage investment portfolio (RMIP) was sold in early 2009. Beginning in 2009, the Residential Mortgage Investment Portfolio will no longer be reported as a separate segment and has been merged into the Commercial Banking segment.