Small Business Lending Featured Items

Your Complete Financing Solution

Are you ready to acquire or buy into a professional practice? Need refinancing? Consult with CapitalSource on all your professional practice and real estate financing needs.

Our small business lending team and professional practice team work together to make sure your professional practice financing needs are met with the right loan, whether it’s an SBA or a conventional loan. With our seamless, internal approval process, one application is all you need to complete; we will determine with you which loan product best suits your needs. There’s no need to fill out additional forms and start the process again. We’ll do the work behind the scenes and present the best opportunity to you, whether conventional or SBA.

PPL service and PPL products for conventional financing

Up to 15 year fixed rate terms
Letter of Interest within 2 to 3 days
100% practice financing available for loans up to $10 million
Approvals within 3 to 5 days
Early prepayment and principal reduction options

SBA products for practice acquisition, commercial real estate and refinance loans

SBL is a preferred SBA lender so the process is streamlined
Loan terms up to 25 years
SBA 7(a) up to $5 million and SBA 504 up to $15 million
Advance rates up to 130% help minimize cash injections
Closing within 45-60 days of signed commitment letter

Understand How the Small Business Jobs Act Means Big Opportunities

On September 28, 2010, President Obama signed the Small Business Jobs Act into law, presenting small businesses with big opportunities.

The biggest change is the increase in loan size. SBA 7(a) loans are permanently increased from $2 million to $5 million, and SBA 504 loans can now go up to a total loan amount of $12 million. This is particularly great news to those larger small businesses that were too big for SBA programs and too small for Wall Street institutional lenders.

We're here to help borrowers understand how to best take advantage of the bill's various provisions. Call us at 1.800.675.0101 or email us at sblinquiry@capitalsource.com.