Vision

CapitalSource is uniquely positioned to thrive despite challenging market conditions.

Even in these times of economic uncertainty, smart lending practices paired with rigorous credit standards have earned CapitalSource the reputation as a leading middle-market commercial lender. And, as other financial institutions struggle, we look to a bright future that is built on a strong foundation of disciplined investing.

Empowered by Our History

Our business was built on a foundation of commercial lending that harnesses specialized expertise in focused markets. With our proven asset origination platform and end-to-end control of the lending and underwriting processes, we have developed strong portfolios with a concentration in recession-resistant industries. With the formation of CapitalSource Bank, our commercial lending power has been strengthened dramatically.

Our Vision for the Future

We are dedicated to further solidifying the reputation of CapitalSource, through CapitalSource Bank, as an institution that provides expert financial solutions and unsurpassed client service. Through careful planning and strong leadership, we are embarking on an exciting period of smart growth that will ensure our business stays strong amidst tough market conditions—and stays ahead of our client’s ever-growing, ever-changing needs.

Over the next several months, CapitalSource will focus on several important strategic goals:

• Carefully manage our business through today’s tough economic landscape.
• Leverage the financial strength of CapitalSource Bank to enhance our loan generation platform.
• Originate sensible new loans while maintaining uncompromising credit standards.
• Pursue portfolio or business acquisitions consistent with our areas of proven expertise.
• Explore opportunities to enhance CapitalSource Bank to enable a broader range of retail and commercial banking services.

Header photo credit: ( c ) 2008, The Washington Post. Photograph by Nikki Kahn. Reprinted with Permission.