Case Studies

It is not often that a newly graduated dentist is able to purchase a dental practice. Not often at all. Yet, that’s exactly what University of the Pacific Arthur A. Dugoni School of Dentistry graduate Dr. Don McAdams, DDS, did just a few months after graduating in June of 2011. How? He found the right financing company: CapitalSource, Small Business Lending. We're a company with development officers who take time to learn about the client and their needs. A company with a thorough due diligence process that weighs all aspects of the client’s financial status.

In addition to seeking a 10-year loan to finance the acquisition of a well-established, 25-year general dentistry practice in Phoenix, Arizona, Dr. McAdams sought working capital to support operating costs during the transition. A complete review of Dr. McAdams finances and work history revealed excellent personal credit, liquidity, and management skills. Due diligence showed the practice to be very stable with good cashflow. And, it didn’t hurt that Dr. McAdams' wife has been a hygienist for nine years, demonstrating further commitment to the practice.

Within 45 days of a commitment to lend, Dr. McAdams closed on his loan. He plans to expand the practice’s services—cleanings, extractions, crowns, fillings, and root canals—to include oral surgery and perio/endodontic work.